Long Term Care Insurance in New York State

Pennsylvania, Vermont, Massachusetts, Connnecticut, New Jersey

In an effort to increase the number of New York State residents who purchase long term care insurance coverage; in 1993 New York State Partnership for Long Term Care was introduced. The implementation of this Partnership has given residents of New York access to what are commonly called "Partnership Policies."

The Cost of Long Term Care in New York

The average cost of care in a New York nursing home is $250.93 daily, or over $91,000.00 annually, according to a survey conducted by CareScout in April 2008. For those receiving care in New York City that annual number increases to over $145,000.00. Home health care can be comparable in cost (and sometimes can exceed it). Assuming a 5% rate of inflation in long-term-care costs, these numbers will triple over the next 20 years.

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The LTC Connects Advantage

An LTC Connects New York Long Term Care Specialist can help you obtain partnership coverage. Only certain long term care insurance carriers can offer Partnership-approved policies and agents must be certified by the State of New York in order to offer their clients Partnership policies. LTC Connects New York Partners are all state certified and can guide you in exploring your long-term care planning needs and assist you in obtaining a Partnership policy if appropriate. The question of whether long term care insurance is right for your situation, and if it is how to best select a plan, can be answered by an LTC Connects New York specialist, often in one phone call that lasts no more than 30 minutes. By taking just a few moments to request a long term health insurance rate comparison you will be on your way to making an important financial decision for you and your family.

Each partner with LTC Connects earns the same commission regardless of which company you choose, unlike other brokers, or agents that work exclusively for a specific LTC insurance company. By working with an LTC Connects long term care specialist you are assured that a partner's recommendation is based solely on which company can fill your needs best.

Take the Next Step

For more information on New York long term care insurance, and to determine what policy, benefit and company could meet your needs, spend less than 30 seconds completing a Custom Quote Request An LTC Connects New York LTC specialist will be in touch with you within 48 hours in order to provide you with comparisons of multiple top long term care insurance providers.