What is your Life Stage?

Whether you are doing long term care research for you or loved ones, many of the choices you will make are based on a specific stage of life.

Many people are looking into long term care insurance at a younger age than ever before, in most cases the younger you are the less expensive your premiums will be. It's also a sobering fact that the elderly are not the only group to use long term care. 39% of the people needing long term care are between the ages of 18 and 64.

So regardless of your life stage, the people of LTC Connects have compiled information that may help you examine the situation from your perspective.

Coverage for Yourself

Single

Single

Even if you don't have to worry about anyone else, you still may be concerned about maintaining your independence and control over you long term care choices. You also may want to protect your assets to pass on to family, friends or a favorite cause.

Your age when you purchase long term care insurance can be a significant factor. For most people, the younger you are when you purchase the insurance, the lower your premiums will be. It's not only elder people who need long term care insurance. In fact, 39% of the people needing long-term care are working age adults, ages 18-64.

Yourself + Partner/Spouse

Yourself and a Partner/Spouse

Many people appreciate the peace of mind that long-term care insurance provides. They know that regardless of which partner needs care there won't be the added worry or burden of care. There is also the benefit of keeping control of the quality of your care and the protection of your assets. This is particularly relevant when you consider that it's estimated that 42% of Americans who reach the age of 70 can expect to use some form of long term care.

With today's smaller families and people frequently living thousands of miles from even their closest relatives many people see long term care insurance as a way they can keep their independence while maintaining control of their lives.

Divorced

Divorced

Even if you don't have to worry about anyone else, you still may be concerned about maintaining your independence and control over you long term care choices. You also may want to protect your assets to pass on to family, friends or a favorite cause.

Your age when you purchase long term care insurance can be a significant factor. For most people, the younger you are when you purchase the insurance, the lower your premiums will be. It's not only elder people who need long term care insurance. In fact, 39% of the people needing long-term care are working age adults, ages 18-64.

Yourself with Children

Yourself with Children

For many parents one of their greatest fears is being a burden to their family, particularly their children. Long term care insurance provides the peace of mind that you will be able to maintain control and independence. It can also help protect your assets so you can leave a legacy to those kids you're worried about.

Your age when you purchase long term care insurance can be a significant factor. For most people, the younger you are when you purchase the insurance, the lower your premiums will be. It's not only elder people who need long term care insurance. In fact, 39% of the people needing long-term care are working age adults, ages 18-64.

Coverage for Parents

There comes a time for many families when the children need to step up and become the decision leaders for their parents. The option to get long term care insurance can lessen some of the burden of care that frequently falls to children.

Long term care insurance may provide a way to protect the assets the family has worked so hard to build over time. It can also have a profound impact on helping maintain a positive relationship between aging parents and children during this stressful stage of life.

Long term care insurance can be a guarantee that your parents will always have access to quality care and you can help them maintain their independence.

Custom Quote