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We just came across this short piece on how long term care insurance in the U.S. compares with similar programs in other developed countries.
A Washington Post article recently compared the U.S. Medicaid system unfavorably to the long term care systems for the elderly and those with disabilities employed in France and the United Kingdom. Going back 20 years, most of the developed world relied on a system similar to the one the United States uses: Poor enough and sick enough and you received some assistance; middle class and you were on your own (until your resources became so depleted that you no longer qualified as middle class.)
You can read the full article HERE.
If you’ve ever lived outside the U.S. or have dwelt in some way with long term care in another country, we would love to hear from you. Tell us what worked or what didn’t.
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A recent article in the Seattle Times is raising some eyebrows regarding Washington State’s adult family homes. The piece, “How the aged and frail are exploited in Washington’s adult family homes” provides a detailed (and some would argue biased) glimpse into what is considered “…nationally as a leader in community care options for seniors.”
You can read the full article HERE. We would love for you to share your thoughts.
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If you care for an elderly parent(s) who resides in a nursing home, senior center or assisted living facility, you know it can be very time consuming to visit them every day. But no matter how tired you are today, on Thanksgiving, make sure to pay them a long visit. Spend some quality time with them, have dinner at the facility (if the food is good of course!) or take them out for dinner. Put aside all your frustrations and make them feel comfortable in their space. Be grateful for what you have.
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Seven in ten people who live to age 65 will need some long-term care services at some point in their lives.
Click HERE (opens in PDF) to start reading this recently published guide by Kiplinger on everything you need to know about long term care and long term care insurance. Topics include:
- what long term care costs are in your state
- who pays for long term care (from Medicaid to your family)
- how to, if you choose to do so, create the best long term care insurance policy that meets your needs.
- what does long term care insurance cost
- help from employers
And more. It’s a great read for anyone who wants to know more about long term care and how it can/will impact them later in life.
Click below to open the PDF
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We’re not here to list the best assisted living facilities in each state. Instead, we want you to tell us. Based on your experience, your friends experience, rumors (ok, maybe not rumors)…whatever, we want to know where, if you had the choice, you would choose assisted facility living.
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