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Recent Posts

Do You Fear Falling?

Posted by Ian on Sep 2, 2010 10:38:00 AM

The NY Times covered a topic recently that is all too familiar with anyone who is of "older" age...what happens when you fear falling.

Of course, while anyone, from a 6-month to a 94-year old, must deal with the consequences of an unprepared fall, the article looks at a study not necessarily about what happens if you do fall, but instead the psychology of falling.

This is an interesting topic, especially for those with long term care needs.

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Topics: Long Term Care Insurance, Long Term Care

Hi Grandma, it's Me, Remember?

Posted by Ian on Nov 17, 2009 8:53:00 AM

An early Thanksgiving.

Alzheimer's DiseaseI just returned from the east coast, an early Thanksgiving that required my wife and I to fly into Philidelphia, then drive to Cape Cod, Pennsylvania and Jersey, in an effort to visit all parts of the family.

While on the Cape, we spent some time with my mom's mom, who is pushing 94, and my dad's mother, who is 92. The older grandma is, mentally, still very aware. Sure she's frail, but she can hold a conversation like a 60-year old (at least when her hearing aid is working properly.)

On the other hand, my dad's mother, who is in better physical shape, continues to suffer from Alzheimer's. Upon entering her well-appointed apartment (that is part of a larger senior living facility), everything appears ok. She says hello, asks how we are, tells us "Sorry about the mess, I'm just cleaning up...I didn't know you were coming." But it doesn't take long before she repeats that last line. "Had I known you were coming, I would have cleaned up more." And soon enough, every couple minutes, it's "So where do you live these days?" "Had I known you were coming, I could have cleaned up more."

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Topics: Alzheimer Disease

What You Should Know Before Considering Long Term Care Insurance

Posted by Ian on Jan 15, 2009 2:13:00 PM

Many consider long term care insurance a very confusing and difficult type of insurance to grasp.

This is why we published our free e-book, "Top 10 Questions About LTCI."

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Topics: Long Term Care Insurance, Long Term Care Planning

Insurance For Long Term Care & Medicare Medicaid Services, Part II

Posted by Ian on Jan 7, 2009 8:45:00 PM

Last week we wrote a short piece on how Medicare relates to long term care (LTC). You can read it HERE.

As we pointed out, these services are quite different from long term care insurance (LTCI). This week we're taking a quick look at Medicaid, and what type of LTC coverage you can expect from that.

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Topics: Long Term Care Insurance, Medicare, Medicaid

Long Term Care Over the Holidays

Posted by Ian on Nov 26, 2008 1:20:00 PM

The issue of long term care is never an easy one to deal with, especially over the holidays.

This the time to bring family together, to catch up with one another and share laughter, good times and of course, delicious food. But sometimes this can be difficult given the circumstances.

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Topics: Caregivers, Long Term Care