Long Term Care Insurance Blog

I have compiled a list of what I think are the 5 top long term care insurance sites. These sites offer unbiased information and insights into the issues surrounding long term health care and long term care insurance. They are worth taking time to read and bookmark as references as you explore your long term care planning options

The Top Five Websites Dedicated to Long Term Care Insurance

1. Long Term Care Resources – A website created by the U.S. Department of Health and Human Services to help families understand, plan and pay for long term care. Resources include a glossary and definitions of long term care terms, costs of long term care and much more
2. Federal Long Term Care Insurance Program – This website is dedicated to the Federal Long Term Care Insurance Program, designed to assist federal employees with receiving long term care insurance.
3. http://www.aarp.org/money/financial_planning/sessionfive/longterm_care_insurance.html – Information and resources provided by aarp.org, including when the right time to buy LTCI is or whether long term care insurance is even for you
4. http://en.wikipedia.org/wiki/Long_term_care_insurance – definition of long term care insurance, including links to additional resources
5. Do You Need Long Term Care Insurance? – Consumer Reports article asking whether everyone needs long term care insurance or not. Also includes a link to what Medicare & Medicaid cover

For additional quick facts regarding long term care and long term health care insurance take a look at our What You Need to Know section as well as our Resource Center.

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On Wednesday June 4 and June 5 there were articles in the Seattle Times worth reading. The first article covers the unfortunate story of a 99 year old woman facing eviction from an assisted living facility. She has spent over $300,000 (out of her own savings) to pay for her care and room at this facility over the past decade. Because she has exhausted her assets and qualifies for Medicaid the facility is evicting her. It is a sad but instructive story on what can happen when there is a lack of planning for long term care.

The second article is a follow up in the form of a Q&A to Louise Ryan, the Washington State Long-term Care Ombudsman.

Both are worth taking a few minutes to read and then ask yourself “what is my current strategy regarding long term care planning?”

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