News and Views from LTC Connects

Alzheimer's, Medicare And Long Term Care; Learn What's Covered

Posted by Curt Horowitz on Oct 24, 2014 1:38:00 PM


Confusion, when it comes to Medicare and long term care, is nothing new, but an article published by US News and World Report last week prompted us to bring this important subject up again.

The focus of the piece is on the growing problem when it comes to Alzheimer’s Disease and the long term care (LTC) services so often needed yet not covered by Medicare.



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Addressing The Long Term Care Crisis; The Village Movement

Posted by Linda Horowitz on Oct 22, 2014 9:57:00 AM


Take a look at some of the statistics and you will realize that long term care has the potential to become a true crisis in our country:

  • There are approximately 40 million Americans over the age of 65.
  • The current estimate is that almost 75% of those people will require long term care at some point.
  • Few Americans have planned for long term care; only 7% own a long term care insurance policy, and few can afford to self-insure.
  • Medicare does not cover long term care (LTC) services excepted in very limited circumstances and time frames.
  • Medicaid, which does cover LTC, is for the poor, and most do not qualify for it.

The good news, there are solutions to the long term care crisis, and grassroots activists are leading the way.



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Topics: Caregivers, Long Term Care Planning, Aging in Place

Buying Long Term Care Insurance; Forgo Your Latte For Coverage?

Posted by Curt Horowitz on Oct 18, 2014 9:57:00 AM


Would you trade your morning Starbuck’s latte for the opportunity to secure long term care insurance (LTCI) coverage?

A study released last month suggests almost 3 out of 4 American would take that deal. 

The question's premise is the average cost of a month of daily lattes ($130) over a year ($1,560); enough to fund a "meaningful LTCI policy" (Source: Genworth).

Put that way, to many who in the past have disregarded coverage due to cost, addressing the risk of long term care through insurance seems within reach.



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Topics: Long Term Care Insurance, Long Term Care Planning

National Aging In Place Week; Free E-book

Posted by Curt Horowitz on Oct 15, 2014 9:43:00 AM


In honor of National Aging In Place Week, we are releasing our updated version of our popular e-book, "Aging in Place." 

Our ebook is one of our contributions to the effort to assist more seniors to remain in their homes as they age.

We have added a chapter on universal design principles in order to assist you as you create your aging in place plan.



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Topics: LTCI Resources, Aging in Place

National Aging In Place Week 2014

Posted by Linda Horowitz on Oct 13, 2014 9:39:00 AM


October 13-19 is National Aging in Place Week; a week to celebrate seniors and those who support them.

National Aging in Place Week is an annual event aimed at expanding awareness of the Aging in Place movement; collective efforts at helping seniors remain in their homes and communities for as long as possible.

Today, about events in your area and read more on the topics surrounding Aging in Place.



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Topics: Aging in Place, Aging in Place Technology

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