News and Views from LTC Connects

World Stroke Day; Stroke Awareness and Resources

Posted by Linda Horowitz on Oct 29, 2014 10:19:00 AM

Today, October 29th, is World Stroke Day, which was established by the World Stroke Organization 8 years ago as a worldwide effort aimed at increasing stroke awareness including risk and prevalence.

In honor of the campaign, let’s take a quick look at some facts about stroke as well as a list of resources to help you:

  • Reduce your risk of stroke.
  • Spot stroke in yourself or others.
  • Recover if you or a loved has a stroke.

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Topics: Healthy Aging, Medical Conditions

Aging In Place; Universal Design Principles, Money Saving Tips & More

Posted by Linda Horowitz on Oct 27, 2014 9:33:00 AM

The Aging in Place movement is growing in momentum with the greying of America.

The idea of spending their final years in a nursing home or assisted living facility is not appealing to most; on the contrary the majority want to remain in their homes and communities as long as possible.

Planning ahead is crucial if the goal of aging in place is to occur. Some issues to consider include:

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Topics: Aging in Place, Healthy Aging

Alzheimer's, Medicare And Long Term Care; Learn What's Covered

Posted by Curt Horowitz on Oct 24, 2014 1:38:00 PM

Confusion, when it comes to Medicare and long term care, is nothing new, but an article published by US News and World Report last week prompted us to bring this important subject up again.

The focus of the piece is on the growing problem when it comes to Alzheimer’s Disease and the long term care (LTC) services so often needed yet not covered by Medicare.

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Addressing The Long Term Care Crisis; The Village Movement

Posted by Linda Horowitz on Oct 22, 2014 9:57:00 AM

Take a look at some of the statistics and you will realize that long term care has the potential to become a true crisis in our country:

  • There are approximately 40 million Americans over the age of 65.
  • The current estimate is that almost 75% of those people will require long term care at some point.
  • Few Americans have planned for long term care; only 7% own a long term care insurance policy, and few can afford to self-insure.
  • Medicare does not cover long term care (LTC) services excepted in very limited circumstances and time frames.
  • Medicaid, which does cover LTC, is for the poor, and most do not qualify for it.

The good news, there are solutions to the long term care crisis, and grassroots activists are leading the way.

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Topics: Caregivers, Long Term Care Planning, Aging in Place

Buying Long Term Care Insurance; Forgo Your Latte For Coverage?

Posted by Curt Horowitz on Oct 18, 2014 9:57:00 AM

Would you trade your morning Starbuck’s latte for the opportunity to secure long term care insurance (LTCI) coverage?

A study released last month suggests almost 3 out of 4 American would take that deal. 

The question's premise is the average cost of a month of daily lattes ($130) over a year ($1,560); enough to fund a "meaningful LTCI policy" (Source: Genworth).

Put that way, to many who in the past have disregarded coverage due to cost, addressing the risk of long term care through insurance seems within reach.

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Topics: Long Term Care Insurance, Long Term Care Planning

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