News and Views from LTC Connects

The Alzheimer's Project; Exploring A Common Cause Of Long Term Care

Posted by Linda Horowitz on Jan 26, 2015 6:44:07 PM


Alzheimer's Disease, a common cause of long term care, is the focus of a recent multi-platform series, The Alzheimer’s Project, which takes a look at this devastating form of dementia.

Alzheimer’s is a progressive brain disorder with no known cure that destroys memory and cognitive processing abilities. The disease is second only to cancer as the most-feared condition in our country. There are up to five million Americans currently living with Alzheimer’s with that number projected to grow to over 11 million in the next 25 years. 

The Alzheimer’s Project, offers reason for hope to those living with the disease and their loved ones.



Read More

Topics: Alzheimer Disease, Long Term Care and Family

Long Term Care Planning; A Conversation That Matters

Posted by Linda Horowitz on Jan 17, 2015 10:16:00 AM


Hollywood has joined the efforts to encourage families to address the issue long term care planning.

Maria Shriver and Rob Lowe have joined forces to promote the importance of families having “The Talk.”

Like most of our clients who have personal experiences with loved ones requiring care, Shriver developed an appreciation for the impact of aging on families when both her parents began needing care.

In a short video, the two chat about long term care (LTC), family and the challenges of addressing the uncomfortable topic.



Read More

Topics: Long Term Care Insurance, Long Term Care Planning, Long Term Care and Family

Long term care insurance claims; the challenges and payoffs.

Posted by Linda Horowitz on Jan 15, 2015 8:50:00 AM


After 35 years of marriage to Susie, Jay Lucas had to make the difficult decision of moving her into a long term care facility.

Susie, only in her 50s, had been diagnosed with Alzheimer’s Disease and originally received in-home care. But over time, her condition declined to the point where Jay realized he needed “more than just day help.”

Four years earlier, in 2000, Jay and Susie had purchased a long term care insurance policy as part of their retirement planning strategy. On the advice of a friend who was also a long term care insurance (LTCI) agent, they bought an unlimited policy with an annual premium of $1,700.

When it came time to make his long term care insurance claims, Jay ran into some unexpected challenges.



Read More

Topics: Long Term Care Insurance, Long Term Care Insurance Policy Design

Family And Long Term Care; Advice On "The Talk."

Posted by Linda Horowitz on Jan 6, 2015 10:11:00 AM


Whether it is receiving care or providing it to a loved one as a caregiver, the chance that long term care (LTC) will affect you is high.

Consider the facts:

  • Almost a third of all seniors 65 and older will require LTC at some point (Source: longtermcare.gov).
  • Almost 40% of the adults in our country are/have been caregivers for a loved one (Source: Caregiver Action Network).


Read More

Topics: Long Term Care Planning, Long Term Care and Family

Happy Holidays From LTC Connects

Posted by Linda Horowitz on Dec 25, 2014 10:48:00 AM

 



Read More

Get Blog Updates