News and Views from LTC Connects

Is The Best Time To Buy Long Term Care Insurance When Your Parents Are Healthy?

Posted by Linda Horowitz on Sep 16, 2014 10:36:00 AM

Rhonda is a 53-year-old woman in excellent health. She is on no medications, careful about her diet and exercise program, and sees her physician annually for a thorough exam.

Rhonda takes care of her finances with the same level of responsibility; she’s invested in her 401K since she started working, has savings equivalent to six months of expenses, owns a home with a mortgage that she can comfortably cover.

Last month, as she was approaching her 53rd birthday she decided the time was right for her to apply for a long term care insurance policy. She was “the right age,” still in good health and knew the risks of long term care (LTC). 

Imagine the surprise both Rhonda and her insurance agent felt upon learning that her application was approved but at a much lower rate category, causing the premium to rise higher than expected. The reason? Rhonda’s father had developed early onset coronary heart disease 35 years ago when he was 58.

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Topics: Long Term Care Insurance, Long Term Care Planning

Walk To End Alzheimer's Disease

Posted by Linda Horowitz on Sep 15, 2014 9:31:57 AM

As part of an effort to bring more attention to dementia and Alzheimer’s disease during World Alzheimer’s Month, the American Alzheimer’s Association has planned walks nationwide in September.

“Walk to End Alzhemier’s” unites members of communities toward the common goal of fighting against a devastating disease. Participants raise funds that go toward:

  • Care.
  • Support.
  • Research.

Today, find out how you can join the fight.

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Topics: Alzheimer Disease

Universal Design and Aging In Place

Posted by Linda Horowitz on Sep 12, 2014 9:39:41 AM

A few weeks ago we highlighted a couple in Eugene, Oregon, Andrea and Ted Heid. The Heids were building a home that they hoped would serve their future desire to age in place, but also accommodate the current needs of their extended family, some of whom had physical limitations.

As we’ve mentioned many times, the majority of our rapidly aging population shares the same desire to remain independent and in their homes and communities for as long as possible.

To accomplish this goal requires planning ahead and the inclusion of  “universal design principles” in your home.

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Topics: Aging in Place

Alzheimer's Disease Prevention Through Diet And Exercise

Posted by Linda Horowitz on Sep 10, 2014 1:08:00 PM

In honor of World Alzheimer's Month, we continue exploring preventative strategies when it comes to dementia and Alzheimer's.

The theme of this year's international campaign is "Dementia: Can we reduce the risk?" There have been lifestyle interventions studied that do seem to affect the rate of development of dementia (see our post on vitamin D and dementia). 

Today, let's consider the role of diet and exercise on Alzheimer's Disease prevention.

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Topics: Alzheimer Disease, Healthy Aging

Vitamin D And Dementia

Posted by Linda Horowitz on Sep 5, 2014 10:00:00 AM

The theme of this year’s World Alzheimer’s Month is “Dementia: Can We Reduce The Risk?” A recent study at the University of Exeter Medical School brings us closer to an affirmative answer.

The study, led by Dr David Llewellyn, looked at levels of vitamin D and dementia and Alzheimer's Disease. The study linked severe vitamin D deficiency with a risk rate double that of those who had normal levels and is seen as a hopeful finding in the fight against the disease.  

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Topics: Alzheimer Disease, Healthy Aging

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